The PSP’s account structure, with balances and movements always squared.
Accounts models how the PSP organizes the money it administers: customer accounts, operating accounts, funding accounts, fee accounts and the relationships between them. Every movement affects a balance with a traceable entry, and every balance is explained by its movements.
For the business
- Know at all times what balance each customer has and why.
- Flexible structure: one account per customer, several per product or per currency.
- Foundation for financial reporting and for reconciliation with the PSP’s partners.
For your engineering team
- Double-entry movements between internal accounts; balances are derived, not edited.
- Configurable account–customer–product relationships.
- Balance and movement queries via API, with date cut-off.
Capabilities
- Customer, operating and funding accounts
- Available and in-transit balances
- Movements with entry and counter-entry
- Relationships between accounts
- Cut-offs and historical balances
- Multi-currency
Integration points
What this module exposes so the PSP can connect its systems and its local adaptation layer.
- Accounts, balances and movements API
- Interface to reflect inflows and outflows reported by local rails
- Movement and balance-threshold events
How it fits
Modules this one works with directly.
Build and operate your PSP on Integra.
Tell us what you operate today and which rails you need to connect. We will show you the platform on your case.