A complete platform to operate a payments business.
Integra brings together in one system everything a PSP uses every day: customers, users, accounts, operations, transactions, files, reconciliation, reporting, APIs, webhooks and audit. What it deliberately does not include is the connection to each country’s rails: that is the layer each PSP develops or adapts.
What it is and what it is not.
INTEGRA IS
- Software: a platform the PSP operates with its team and its customers.
- A core common to any market, with interfaces, APIs and events.
- The framework for the PSP to connect banks, networks and providers.
INTEGRA IS NOT
- It is not a bank, a PSP, a financial institution or an operator.
- It is not a gateway or a rail provider.
- It does not connect by itself to PSE, Bre-B, Pix, SPEI, ACH or to banks in any country.
Three layers, one clear responsibility in each.
CORE
Integra
Data model, modules, interfaces, APIs, events, audit. The same in every country.
LOCAL ADAPTATION
PSP
Per-rail adapters built on the integration points: formats, validations, credentials, market rules.
RAILS
The country’s infrastructure
Banks, payment systems, clearing houses, networks and providers the PSP has a relationship with.
Interfaces to operate, APIs to integrate.
Everything the PSP’s team does in the interface (approve, query, upload, reconcile) is available via API to the PSP’s and its customers’ systems. One logic, two ways in.
| Operation | Customer | State |
|---|---|---|
| op_01J9K3 | Nómina Andina S.A.S. | Validated |
| op_01J9K1 | Mercado Central | Confirmed |
| op_01J9JX | Logística del Norte | Approval 1/2 |
| op_01J9JT | Fondo Verde | Processing |
| op_01J9JQ | Cooperativa Sur | Confirmed |
Platform modules.
Customer Management
Customers, users, profiles and the configuration of every commercial relationship of the PSP.
View moduleOperations
Workflows, states, approvals and monitoring of everything the PSP executes.
View moduleTransactions
Creation, processing, states, traceability and history of every transaction.
View moduleAccounts
Administration of accounts, balances, movements and the relationships between them.
View moduleFile Management
Upload, validation and processing of batch files, with results per record.
View moduleReconciliation
Movement identification, differences and reconciliation states.
View moduleReporting
Queries, operational and financial reports, and export.
View moduleAPIs
Integration, automation and communication with the PSP’s and its customers’ systems.
View moduleWebhooks
Events, notifications and state changes delivered to the systems that need them.
View moduleAudit Trail
Traceability, history and control of every action on the platform.
View moduleHow it is adopted.
Scope
We define with the PSP the modules, the flows and the rails to connect.
Configuration
Customers, workflows, layouts and reconciliation rules are configured, not programmed.
Local adaptation
The PSP’s team implements its rail adapters on the integration framework contracts, with technical support.
Certification and go-live
End-to-end tests in the test environment, then production with monitoring.
Build and operate your PSP on Integra.
Tell us what you operate today and which rails you need to connect. We will show you the platform on your case.